Six years ago, I was standing in the office talking to a supervisor who was 60 days out from mandatory retirement.
I expected him to be relieved. Maybe even a little excited. What I saw instead was anxiety. A guy with decades of service, weeks from walking out for the last time, and he looked unsettled about what was next.
That conversation hit me harder than I expected. Because standing there, I realized I didn't actually understand my own retirement either. Not really. I knew the broad strokes. I didn't know my numbers. And if I didn't know mine after years in the seat, most of the people I served with probably didn't know theirs.
That's the moment After the Badge started, even if it took me six years to build it.
Who this is for
Right now, somewhere, there's a special agent around 48 years old running late-night math on an Excel sheet, trying to figure out if the numbers work.
There's a recently retired agent staring at a service-disabled veteran-owned small business application with no idea where to start.
There's a cleared non-LEO in year 17 weighing whether to stay or go.
This is for all of them.
The information exists. I'll say the quiet part out loud: most of what you need to make these decisions is publicly available. The problem is that nobody puts it in plain language for the person actually making the call at midnight on a Tuesday. Most people writing about this are either already out, never in, or trying to sell you something.
If you're three to ten years out from transition and doing the math yourself, this is for you.
What this is
After the Badge is built for people still in the seat. Federal law enforcement officers, federal firefighters, and air traffic controllers covered under the 6(c) FERS special retirement provisions. I'll also write for cleared professionals and military members navigating similar terrain, because the math rhymes.
The content is organized around what I call the four pillars:
The Exit — OPM retirement, medical retirement, FERS 6(c), VA ratings, FEHB and FEGLI decisions
The Money — TSP rollover strategy, military service buyback, SDIRA, pension math, VA stacking
The Next Job — clearance jobs, federal contracting, SDVOSB formation, resume translation
The Life — identity after service, relocation, relationships, purpose
Cadence is straightforward. One main post per week, Sunday morning. One shorter post every other week, midweek. No filler.
This is not financial advice. Not legal advice. Not affiliated with any federal agency. Just one federal agent's honest read on the decisions we all have to make.
No finance-bro energy. No fake authority. Just the real read.
Why me
I'm 19 years in. Planning to retire at 50 with full 6(c) eligibility, contract through my fifties, and fully step away around 57.
Between now and then, I'm running my own military buyback math. My own TSP rollover. My own SDVOSB formation. My own transition plan.
Everything I publish here, I'm running on myself first. No theoretical scenarios. No hypothetical readers. Two steps ahead of you, not twenty. The goal is to bring you along on the journey and not pretend I've already arrived.
What's coming
Next Sunday: military buyback math. The real numbers. What a good deal looks like. What a bad deal looks like. When it pays off and when you should leave the money alone.
After that: the FERS Annuity Supplement earnings test. The trap most people don't learn about until they've already signed a contractor offer and given half of it back.
Then: the 12-month fed-to-contractor roadmap. The certifications worth stacking, when to start the conversation, and how to avoid the post-retirement scramble.
And plenty more after that.
If you're here
If the 6(c) math post was useful to you, this is the place to stay close to.
No hype. No urgency. No don't-miss-out. One post a week. No filler.
If that sounds useful, subscribe.
See you Sunday.
LR